Other Services

AgFirst Federal Credit Union offers a number of other services to help our members achieve their economic well-being. Click on the desired service for more information.

  Online Banking
  E-Statements
  Check Imaging
  ATM/Visa Debit Cards
  Wire Transfers
  Direct Deposit
  Payroll Deduction
  Notary Service
  Postage Stamps

Additional services offered through 3rd party vendors.

  Free car buying service
  GAP protection
  Liberty checks
  AFLAC insurance
  Accidental death & dismemberment insurance
  Credit life insurance
  Credit disability insurance

Other Services – Brief Summaries

Online Banking
Access your account 24 hours a day, 7 days a week, through “Access My Account,” our online banking system. It’s a great way to stay in touch with your money. Access My Account allows our members to do inquiries on all their credit union accounts, transfer funds from their credit union share account to their credit union share draft (checking) account and vice versa, to move funds from these accounts to make payments on their credit union loans, and to look up share drafts (checks) that have cleared their account.

In order to activate this free service, you will need to complete an application. Please contact the credit union for more information.

To reach Access My Account you MUST go to AgFirst Federal Credit Union’s website (www.agfirstfcu.com) and click on the “Access My Account” Log-on button on the home page.

E-Statements
Tired of paper statements? Then sign up for E-Statements.
Members are now able to get their monthly and quarterly statements online through Access My Account. In order to use this new service, you must be signed up for Access My Account. There is no fee for this service.

If you choose to receive E-Statements, you will:

1. Be notified by email when statements are available online, and you will not receive a paper statement in the mail.
2. Have approximately 18 months of statements available.

Check Imaging
You can now retrieve and print individual copies (front and back) of checks processed on your share draft checking account through Access My Account. There is a nominal fee of $1.00 charged for this service. However, if the check has appeared on a monthly statement, check copies may be accessed through the E-Statement function of Access My Account and there is no fee.

You must enter your checking account micro number (the number at the bottom of your check - see the diagram when you first start to enroll in the service) into the system before you can access your checks.

ATM/Visa Debit card
AgFirst Federal Credit Union's ATM card lets you make cash withdrawals, transfer funds and make balance inquiries from your share or share draft (checking) account 24 hours a day, 7 days a week. In order to use the card as a Debit card for in store purchases, it must be linked to a share draft (checking) account with us.

Wire Transfers
Wire transfers are a fast way to send and/or receive money when you really need it. Please call us for wiring instructions. See “Rates & Fees” for cost.

Direct Deposit
Direct Deposit enables you to have your entire paycheck, Social Security check or other recurring government check automatically deposited at your credit union account on payday. This eliminates standing in line to deposit your check or worrying about your check being lost or stolen if you’re out of town.

Payroll Deduction
Take a portion of your paycheck and have it automatically deposited to your share account. Most members find payroll deduction the most convenient method for making loan payments.

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Notary Service
A Notary Public is available in our office to notarize documents presented with proper identification. This service is available to members at no charge.

Postage Stamps
US Postal stamps are available by sheet or book of 20 stamps.

Additional Services

Free Car Buying Service through Vervé Auto Group
Vervé AutoGroup is designed to help credit union members buy new and used vehicles. Their job is to save you time and money. They do all the legwork for you in buying a car. They will talk with you about your needs and requirements and then locate a vehicle using Vervé AutoGroup's extensive resources. There is NO fee to the member for this service!! Vervé AutoGroup works out their fee with the dealer. Avoid the hassle of negotiating and spending untold hours trying to find your ideal car. Let Vervé AutoGroup do it for you!! Visit their website at www.verveauto.com or call 803-933-0155. Of course, we hope that you will finance your car loan through us!!!

GAP Protection
The Guaranteed Auto Protection ("GAP") reimbursement program pays, subject to terms of the program, the difference between your insurance company's settlement in the event of a total loss from accident or theft, and your loan balance. Why is this needed? Well, suppose you secure a loan; in the first two or three years depreciation occurs faster than the reduction in the loan balance. If theft or a total loss occurs, your insurance company will pay only the actual cash value of the collateral. The actual cash value may NOT pay off the balance of your loan. You are left with a "gap", an unpaid balance you still owe to the credit union.

Obtaining GAP protection is easy, inexpensive, and it eliminates the worry that you may be left with a "gap" or shortfall you will have to pay. Ask your loan officer for information when purchasing that car, boat, or motorcycle.

Liberty Checks
Order your checks online direct with Liberty’s check reorder service.

AFLAC Insurance
Several types of AFLAC insurance, including supplemental medical, dental, and cancer policies are now available with premiums paid directly from your credit union account.

Accidental Death & Dismemberment Insurance
AgFirst Federal Credit Union offers its members that have completed and returned an application $1,000 in Accidental Death & Dismemberment Insurance at no cost to them.

Credit Life and/or Credit Disability Insurance
This insurance is available to assist in paying off (in the case of Credit Life) or in making payments (in the case of Credit Disability) your loan should you suffer a tragic occurrence. This insurance is offered through CUNA Mutual Insurance Society