AgFirst FCU

Access My Account is our way of putting you in touch with your money 24/7. Members may apply for this on-line service by clicking on the "Logon" button to the right of this message then on "Learn about Access My Account and How to Enroll". Note: Clicking on the Logon button will take you to a private computer network ONLY FOR OUR MEMBERS. Unauthorized use of this site by others is not permitted and constitutes a crime punishable by law (18USC1030).

Access My Account

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INFO

ALERT! ALERT! ALERT! ALERT!

A FRAUDULENT email supposedly from " eNFACT" is being sent out to members saying that a string of costly purchases have been made on their account through their debit card. This email asks members to click on a link and complete a form. First, DO NOT OPEN THE EMAIL SHOULD YOU RECEIVE IT. Second, DO NOT, REPEAT, DO NOT CLICK ON THE LINK IN THE EMAIL. It is believed that the link will install malicious software on your computer.

PLEASE REMEMBER TO SIGN UP FOR E-STATMENTS BY JANUARY 25, 2012. THERE WILL BE A $3 CHARGE PER STATEMENT FOR ALL PAPER STATEMENTS MAILED OUT BEGINNING WITH THE JANUARY STATEMENTS. SIGN UP BY LOGGING IN TO "ACCESS MY ACCOUNT' , CLICK ON E-STATMENTS IN THE LEFT COLUMN AND FOLLOW INSTRUCTIONS. IF NOT ENROLLED IN "ACCESS MY ACCOUNT", CLICK ON LOGON ABOVE THEN "HOW TO ENROLL". READ MORE ABOUT ENROLLING UNDER THE "INFO" BUTTON ABOVE.

Email Us!

(Note: Electronic mail is NOT SECURE and confidential or personal information MUST NOT be communicated in this manner.)

<<<<<<<<< IMPORTANT NOTICES >>>>>>>>>

CHECK OUT OUR NEW "AS LOW AS" LOAN RATES!!!!!!

Check us out!! Click on "Rates and Fees" to the left of this paragraph for our rates. Or call 800-845-1745 extension 2206 or extension 2278 for more information.

PAPER STATEMENT ALERT!!!!!

Please help us protect your information and save money by signing up for E-statements. It is an easy and safe way to receive statements on your accounts. PLEASE NOTE THAT AS OF JANUARY 2012 THERE WILL BE A CHARGE OF $3 PER PAPER STATEMENT. To avoid this charge, please sign up for Access My Account (as noted above if you have not done so) and then sign up for E-Statements. Research has shown that a higher percentage of identity theft started because of offline factors such as mail theft or access to discarded documents with personal data than thieves gaining access through online channels.

Effective June 24, 2011, all funds in a "noninterest-bearing transaction account" are insured in full by the National Credit Union Administration through DECEMBER 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to members under the NCUA's general share insurance rules. The term "noninterest-bearing transaction account" includes a traditional share draft account (or checking account) on which the insured credit union pays no interest or dividend. It does not include any transaction account that may earn interest or dividends, a negotiable order of withdrawal ("NOW") account, money-market deposit account, and Interest on Lawyers Trust Account ("IOLTA"), even if share drafts may be drawn on the account.

WARNING: FRAUDULENT E-MAILS AND PHONE CALLS ARE CIRCULATING THAT ARE TARGETING MEMBERS OF CREDIT UNIONS AND CUSTOMERS OF BANKS. THESE E-MAILS OR PHONE CALLS MAY STATE THAT YOUR DEBIT CARD OR ACCOUNT HAS BEEN COMPROMISED AND ASK THAT YOU PROVIDE CERTAIN INFORMATION. PLEASE DO NOT GIVE OUT ANY INFORMATION REGARDING YOUR ACCOUNT ie. PIN NUMBERS, CARD NUMBERS, EXPIRATION DATES, ACCOUNT NUMBERS, SOCIAL SECURITY NUMBERS, ETC. AgFIRST FEDERAL CREDIT UNION WILL NEVER CALL YOU ASKING FOR THIS INFORMATION. DO NOT RELY ON CALLER ID TO VERIFY WHERE A CALL IS ORIGINATED. SCAMMERS CAN NOW DUPLICATE THESE NUMBERS ALSO. IF YOU RECEIVE SUCH A CALL OR EMAIL CALL THE CREDIT UNION AT 803-753-2278.

Review your account often through Access My Account to verify all transactions. Review monthly and quarterly statements for any suspicious activity. Report suspicious activity immediately to the Credit Union.

Members with AgFirst FCU Visa Debit Cards now have 32,000 surcharge FREE ATMs available to them through the Starsf and Allpoint Networks. Allpoint ATMs are in retail establishments across the country including Walgreen's, Target, CVS, Rite Aid, Hess and Exxon Mobile. Go to www.allpointnetwork.com for more info.

We have GREAT RATES on new and used autos/trucks/etc. Check us out! Click on the image or on "Rates & Fees" above. Call 800-845-1745 extension 2278 or 2206 for an application!! Or go to "Applications" under "On Line Services" or click the "Get Great Rates!" below.

Looking to buy a new home or refinance the one you're in? Need information on the process?

AgFirst FCU is dedicated to helping you realize your financial goals - reducing your debt, saving for higher education, buying your first home, or planning for retirement. Which is why we are excited to announce your newest benefit of membership: BALANCE Financial Fitness Program. Through BALANCE you have access to free, unbiased money management information and assistance. All you have to do is make a toll-free phone call. For more info just click on the BALANCE logo or simply call 888-456-2227. Counselors are available Monday through Thursday, 8am to 11pm, Friday, 8am to 8pm, and Saturday, 11am to 8pm (EST).

To Report Lost or Stolen ATM/Debit cards call 1-800-554-8969.

BEWARE of phony phishing attempts and phone calls to obtain personal information. DO NOT respond to any attempts requesting personal information, passwords, account numbers, card numbers, etc. DO NOT respond to any emails you may receive requesting that you call a certain number to reactivate your card. NEVER EVER GIVE INFO TO UNKNOWN SOURCES! Always call the credit union using phone numbers you know are our correct numbers.

There are currently fraudulent emails circulating that appear to be from the Credit Union National Association (CUNA), the National Credit Union Administration (NCUA), or Visa asking for personal information. Please contact us at 800-845-1745 extension 2209 if you should receive one of these emails. These emails are fradulent and are a "phishing scam". Please delete them. Do not open or respond to them. The NCUA has set up a special site that emails erroneously using their name should be forwarded. Call us for more information.

AgFirst FCU will NEVER send emails requesting your user name, social security number, password, PIN, or other personal identification information. Neither will ANY of the above.

What makes this Credit Union different from other financial institutions or even other credit unions?

When AgFirst Federal Credit Union was first organized in 1934 it was called the Columbia F.C.E. Federal Credit Union and issued charter number 81. One of the earliest chartered credit unions in the nation. We changed our name to AgFirst Federal Credit Union in 1995. We only serve 2 select employee groups ("segs"). Employees of AgFirst Farm Credit Bank, its affiliates and its retirees and members of the South Carolina Independent School Association. We are not a community charter credit union. Our membership is drawn only from the two groups mentioned above or their family members. With such a small employee group to draw from, where do you think you would get better service - a Big Bank or community financial institution where anyone can join or us - YOUR Credit Union, dedicated to serving only you??!!!

AgFIRST FEDERAL CREDIT UNION MISSION

The mission of our credit union is to provide the members of our select employee groups in all fifteen states of operation with low cost consumer financing and beneficial deposit services that will enable them to satisfy their financial needs and aspirations. We strive to do this by maintaining highly competitive pricing, utilizing self-service technology, providing superior member service, and by offering a financially safe and secure place to deposit money. We operate by the credit union philosophy of "for people and not for profit" and any profit we make is used to meet our financial requirements, offer our members more and better services at lower costs and to take care of our employees. At AgFirst FCU, we care about and value our members and their opinions of us and as such we take purpose and accomplishment in assisting our members in any way we can.

AgFirst Federal Credit Union's vision is to be our members first choice for consumer loans and deposit services.